In Georgia, receiving a ticket for running a red light can potentially lead to an increase in your insurance premiums. Insurance companies often view traffic violations as indicators of riskier driving behavior, which could result in higher rates. Whether your premium increases depends on several factors, including your previous driving record, the policies of your specific insurance provider, and the severity of the infraction. If it is your first offense and you have a clean driving history, the impact on your insurance might be minimal. However, repeated violations or a history of traffic infractions can more significantly affect your rates. It’s also important to note that in Georgia, accumulating points on your driving record due to traffic violations can further influence your insurance costs. Therefore, it’s beneficial to drive cautiously and adhere to traffic laws to maintain lower insurance rates.
Can running a red light increase my insurance rates in Georgia?
