Non-owner car insurance could be a beneficial option for you in this situation. Non-owner’s insurance is a type of liability coverage designed for individuals who don’t own a car but occasionally borrow or rent vehicles. When renting a car, this insurance can provide you with added financial protection by covering liability claims against you in case of an accident. This includes medical expenses or property damage that you might cause to others.
It’s important to note that non-owner’s insurance typically does not cover damages to the rental car itself, so you might still want to consider buying additional coverage from the rental car company or use a credit card that offers rental car collision insurance. Additionally, if you plan to rent cars frequently, non-owner’s insurance might be more cost-effective than repeatedly purchasing short-term policies from rental agencies, and it ensures you’re covered while driving different vehicles over an extended period.
Ultimately, you should evaluate your specific needs, compare insurance options, and consider speaking with an insurance agent to make sure that you select the most suitable coverage for your circumstances.
