Yes, you can obtain a dental plan through the Healthcare Marketplace, but the process differs compared to obtaining health coverage. The Marketplace offers dental coverage either as part of a health plan or as a standalone dental plan.
Dental coverage that is part of a health plan means purchasing a health plan that includes dental benefits. You can see if the plan you are currently enrolled in has any dental benefits by reviewing its details. If dental isn’t included and you want to obtain a standalone dental plan, the Marketplace has options that you can purchase separately. However, standalone dental plans can only be purchased when you are also enrolled in a Marketplace health plan.
During the Open Enrollment period, you can shop for and enroll in a standalone dental plan or a Marketplace health plan that includes dental coverage. If you qualify for a Special Enrollment Period due to a qualifying life event, you still may have the opportunity to add a dental plan. It’s also important to note that while adults can purchase standalone dental plans through the Marketplace, pediatric dental coverage is considered an essential health benefit for children, so they are automatically included in their Marketplace coverage. Always review the specific offerings and costs to choose a plan that meets your dental care needs.
