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Day: February 23, 2025

Why do insurance companies inquire about car accidents from the past 5-7 years when they are removed from your record after 3 years, and can they still access this information?
Insurance

Why do insurance companies inquire about car accidents from the past 5-7 years when they are removed from your record after 3 years, and can they still access this information?

Insurance companies often ask about your accident history from the past 5-7 years for risk assessment and premium calculation purposes.…

by IFadminFebruary 23, 2025
Could you explain the concepts of GAP and RCV?
Insurance

Could you explain the concepts of GAP and RCV?

GAP, which stands for Guaranteed Asset Protection, is an insurance coverage that helps car owners pay the difference between the…

by IFadminFebruary 23, 2025
Is it still possible for them to make a claim?
Insurance

Is it still possible for them to make a claim?

The ability to make a claim depends on several factors, including the type of claim, the circumstances surrounding it, and…

by IFadminFebruary 23, 2025
How can I maintain health insurance when switching jobs?
Insurance

How can I maintain health insurance when switching jobs?

Transitioning between jobs can be a stressful period, especially when considering how to maintain continuous health insurance coverage. There are…

by IFadminFebruary 23, 2025
Is it advisable for me to obtain insurance?
Insurance

Is it advisable for me to obtain insurance?

Deciding whether or not to obtain insurance depends on various factors, including your personal circumstances, financial situation, and risk tolerance.…

by IFadminFebruary 23, 2025
What is the cost of force-placed insurance?
Insurance

What is the cost of force-placed insurance?

The cost of force-placed insurance, also known as lender-placed or creditor-placed insurance, varies widely and can be significantly higher than…

by IFadminFebruary 23, 2025
What can I do if my parked truck, while uninsured, rolled and damaged another vehicle in California?
Insurance

What can I do if my parked truck, while uninsured, rolled and damaged another vehicle in California?

If your truck rolled and caused damage to another vehicle while you were uninsured in California, you have several options…

by IFadminFebruary 23, 2025
What is the most affordable insurance after a DUI offense?
Insurance

What is the most affordable insurance after a DUI offense?

Finding affordable insurance following a DUI (Driving Under the Influence) conviction can be challenging, but it’s not impossible. Here are…

by IFadminFebruary 23, 2025
Is it possible to seek diminished value compensation for minor car accidents?
Insurance

Is it possible to seek diminished value compensation for minor car accidents?

When dealing with the aftermath of an auto collision, one key financial consideration is whether you can seek compensation for…

by IFadminFebruary 23, 2025
Seeking advice for an elderly friend: Her bathroom wall had an undetected water leak for a long period, causing significant damage. The insurance company’s denying her claim due to a “pre-existing condition,” and she’s been in the home for 25 years. How can she contest this decision?
Insurance

Seeking advice for an elderly friend: Her bathroom wall had an undetected water leak for a long period, causing significant damage. The insurance company’s denying her claim due to a “pre-existing condition,” and she’s been in the home for 25 years. How can she contest this decision?

To contest the insurance company’s denial, your friend can follow these steps: Review the Policy Terms: Obtain a copy of…

by IFadminFebruary 23, 2025

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