When obtaining auto insurance quotes, it’s generally recommended to use the offense date of a speeding ticket. Insurance companies are primarily interested in understanding the pattern and timing of traffic violations to assess risk accurately. The offense date indicates when the violation occurred, directly reflecting your driving behavior and risk profile. On the other hand, the deposition date is the date on which the court concludes the case related to the ticket, which may be delayed for various reasons and may not accurately represent your driving behavior at the time the insurance company is assessing your risk. Always check with your specific insurer to confirm their preferences, as practices may vary between providers.
Should I use the date of the offense or the date of deposition for a speeding ticket when obtaining auto insurance quotes?
