If your truck rolled and caused damage to another vehicle while you were uninsured in California, you have several options to consider:
Contact the Vehicle Owner: Immediately reach out to the owner of the other vehicle to inform them of the situation. Exchange contact information and document any damage with photos.
Negotiate a Payment Plan: Since insurance is not covering the damages, you can discuss directly with the other party about devising a payment plan to cover the repair costs.
Consider Out-of-Pocket Repairs: If the damages are minimal, offering to pay for repairs out of pocket might be a viable solution. Obtain and compare multiple repair estimates to ensure fair payment.
File a Police Report: Even with minor damages, filing a police report can protect you legally and provide an official record of the incident.
Legal Consultations: It could be beneficial to seek legal advice to understand your liabilities and rights, especially if the other party contemplates legal action for the damages.
Understand the Legal and Financial Consequences: Driving or holding an uninsured vehicle in California puts you at risk for penalties, including fines and possible license suspension.
Secure Insurance: As a preventive measure for future incidents, securing auto insurance is advisable to avoid personal liability and adhere to California’s mandatory insurance laws.
Address the situation promptly and cooperatively to mitigate potential legal issues or additional costs.
