In the event of a total loss for your vehicle, you will typically need to send your car title to your insurance company or the party handling your claim. However, the specific timing for sending your car title can depend on various factors such as the procedures of your insurance company and the laws in your jurisdiction.
Generally, you should send your car title after the insurance company has officially declared your vehicle a total loss and you have received confirmation of the settlement amount. It is important to ensure that all paperwork is completed and agreed upon before transferring the title, as once the title is transferred, ownership of the vehicle will be relinquished.
Here is a step-by-step process you might follow:
Confirm with your insurance adjuster that your vehicle is classified as a total loss.
Review and agree to the settlement offer provided by your insurance company.
Clarify with your insurance representative the specific documentation required, including the title, and any additional forms needed.
Ensure that any additional liens or loans on the vehicle are settled or that arrangements are made with the lienholder.
Once all requirements are confirmed, send the signed and dated car title to your insurance company, following their instructions for submission, which may include using certified or registered mail for tracking purposes.
Retain copies of all documents sent for your personal records.
It’s always advisable to communicate directly with your insurance provider to understand the exact procedures and timelines pertinent to your situation.
