Who should I sue in small claims court, the at-fault driver or their insurance company?
In a small claims court case related to a car accident, you generally sue the at-fault driver and not their…
Month: February 2025
If I sell my car before leaving the country for a few months, will my insurance rates increase when I purchase a new vehicle upon my return?
When you sell your car and subsequently cancel your insurance policy, there is a possibility that your rates could change…
“Should I withdraw my insurance claim if my car is totaled?”
If your car has been totaled, whether or not to cancel your insurance claim depends on several factors, including financial…
What is the meaning of “limited replacement cost” coverage for personal property in a condo HO-6 policy?
In a condo HO-6 insurance policy, “limited replacement cost” coverage for personal property means that the insurer will pay to…
Is Safeco Auto Insurance available in California?
Yes, Safeco Auto Insurance is available to residents in California. Safeco Insurance is a well-established provider offering a range of…
Is it necessary to inform the surgery center about my additional insurance plan?
Yes, it is important to inform the surgery center about any additional insurance plans you have for several reasons: Coordination…
Will unpaid claims cause an increase in insurance premiums?
Insurance premiums are influenced by various factors, including claims experience, risk assessment, and overall financial performance of the insurance company.…
Have repairs been completed or is the vehicle considered totaled?
To determine whether a vehicle has undergone necessary repairs or is considered totaled, several steps can be taken: Inspect Repair…
What should be done about receiving bills after changing insurance providers?
When you receive bills after switching insurance providers, there are several steps you should take to address the situation: Review…
Is it advisable to report an accident if it might increase my perceived risk?
Reporting an accident to your insurance company or relevant authorities can be crucial regardless of potential increases in perceived risk.…