Question About Fault in an Accident
I was involved in an accident about a month ago where I had the green light and was driving straight. Out of nowhere, another car came from the right and hit me, totaling my vehicle. I had witnesses who confirmed that my light was green and that the other driver ran a red light, but unfortunately, they left before the police arrived, and I couldn’t get their contact information.
I’ve now received a notice from the other party’s insurance claiming that their driver was in control of the vehicle and that I’m at fault. There are no cameras to support my account, and the police report doesn’t assign fault.
Is there anything I can do in this situation? It doesn’t feel fair at all. As a company driver, I’m also concerned about how this might impact my insurance and my employer’s coverage. Any advice would be appreciated!
I’m sorry to hear about your situation; it sounds very frustrating. Here are a few steps you could consider taking:
Gather Evidence: If you have any photos from the accident scene, potential dash cam footage from your vehicle or others, or any additional witnesses that may come forward, collect that information. Even though the witnesses left, you might still find others who witnessed the accident.
Contact Your Insurance Company: Inform your insurance provider about the situation as soon as possible. They can help you navigate the claims process and may assist in disputing the other party’s claim of fault.
Consult with an Attorney: If you believe you’re being wrongfully blamed, you might want to consult with a personal injury attorney or a legal expert who specializes in traffic incidents. They can provide advice tailored to your situation and help you assess your options.
Dispute the Claim: You can also respond to the other party’s insurance claim stating your side of the story. Include any evidence or information you have regarding the green light and the witnesses.
Company Policies: Since you’re a company driver, check with your employer about their policies for accidents involving their vehicles. They may have a process in place for handling disputes like this and could also provide you with legal support.
Keeping Records: Document everything related to the accident including communications with insurance companies, any repairs done to the vehicle, and how this incident has impacted your work.
It’s definitely tough to find yourself in a situation where you’re being deemed at fault when you believe otherwise. Following these steps might help you better navigate the situation and protect your interests.