Car Insurance Inquiry
Is there a specific type of car insurance that covers me if someone else collides with my vehicle?
I’m not looking for liability coverage or full coverage. I only want protection in the event that another car hits mine.
What is this type of coverage called?
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What you’re describing is often referred to as “collision coverage.” This type of insurance helps cover the costs of repairing your car if it’s damaged in an accident, regardless of who is at fault. Since you mentioned that you don’t want or need liability or full coverage, collision coverage might be a good option for you if you want protection specifically for your vehicle when another car hits you. Just be sure to check with your insurance provider to see how their policies are structured, as coverage options can vary.