Subject: Need Advice: Ex-Girlfriend and Car Damage Situation
Hey everyone, I need some guidance regarding a situation with my ex-girlfriend and my car.
To summarize, she accidentally hit my car and got upset when I mentioned that we could either go through insurance or she could pay for the repairs directly. She sent me $200 temporarily, but my deductible is $750. I’m unsure if she has insurance, and right now, there’s only a scuff on my back bumper, which I don’t think costs more than $750 to fix.
On top of everything, she recently confessed to cheating on me, which makes things even more complicated. I’m feeling frustrated because she’s angry with me for considering the insurance option after she told me that.
What do you think is the best way to handle this situation? Thanks for your advice!
It sounds like you’re dealing with a tough situation, both emotionally and financially. Here are a few options you could consider:
Assess the Damage: If the scuff on your bumper is minor and you believe it wouldn’t exceed your deductible, it might be worth just accepting the $200 she sent you and moving on.
Communication: If you feel comfortable, try talking to her calmly about the situation. Explain that you’re just trying to find a fair solution and that her reaction is making it more complicated.
Insurance Option: If you decide to go through insurance, keep in mind that you’ll have to pay the deductible out of pocket. It may also affect your future rates, especially if you’re unsure about her insurance status.
Document Everything: Make sure to take pictures of the damage for your records, in case you need to make a claim later or if the situation escalates.
Emotional Distance: Given the personal context, it might be best to keep things as straightforward as possible regarding the car. This will help you avoid getting drawn back into more emotional issues while you sort out a practical resolution.
Ultimately, choose the option that feels right for you without letting the emotional stress dictate your decision too much.