I was in a rear-end collision with a truck while heading home from work. I was quite shaken and concentrated on assessing my own injuries, so I didn’t manage to take any photos of the truck or the accident scene. My car’s rear is significantly damaged, but I managed to drive it to the service center. I’m concerned that not having photos might create problems with my insurance claim. Luckily, I do have RTI in case of a total loss. Any advice would be greatly appreciated!
Got rear ended by a truck
I’m sorry to hear about your accident! It’s completely understandable to be shaken up in a situation like that. While having photos of the scene can certainly help your claim, it isn’t always necessary. Here are a few steps you can take:
Document Everything: Write down everything you remember about the incident, including the time, location, description of the truck, and any details about the driver or any witnesses.
Get a Police Report: If you haven’t already, consider filing a police report or asking for a copy if one was made. This can serve as an official account of the incident.
Communicate with Your Insurance: Let your insurance company know what happened. They are trained to handle claims even without photos, especially if you provide them with as much information as you can.
Medical Evaluation: If you experienced any discomfort or pain, be sure to get checked by a medical professional, even if you don’t think you were seriously injured.
Follow Up: Keep track of any repairs and related expenses, as these can support your claim.
Having RTI (Rental Temporary Insurance) is a good safeguard in case your car is deemed a total loss. Good luck with your claim, and take care of yourself!