Clarification Needed on My New Car Insurance Policy
I’m trying to get a better grasp of my new car insurance policy. When people refer to the recommended minimum coverage, they often mention three figures: $xx/$xx/$xx. These correspond to:
- Bodily injuries per person
- Bodily injuries per accident
- Maximum property damage coverage per accident
The issue I’m facing is that I can’t seem to locate these specific numbers on my new policy.
Could someone help me identify which line items in my policy correspond to these figures? Also, do you think I have adequate coverage? Thank you!
It looks like you’re trying to find the minimum coverage limits on your new car insurance policy. The numbers you’re referring to—$xx/$xx/$xx—represent three key areas of liability coverage:
To find these numbers on your policy, look for sections labeled something like “Liability Coverage,” “Bodily Injury Liability,” and “Property Damage Liability.” The amounts listed next to these labels will usually correspond to the three numbers.
For example, it might look something like this:
Once you locate these amounts, you can compare them to the recommended minimum coverage limits for your state or personal situation to determine if you have enough coverage. If you’re still uncertain or want a second opinion, consider reaching out to your insurance agent for clarification. They’ll be able to explain your coverage in detail and help you understand if any adjustments are necessary.