Last night, we experienced a hail storm, and my roof is only two years old. This morning, I discovered shingle granules in the gutters and scattered on the ground. I’ve shared a previous post with photos in another subreddit. Would it be unusual to file a claim, if it’s covered, for a roof that’s just two years old?
I had a hail storm last night, 2 year old roof.
It’s definitely worth considering making a claim, especially if you’re noticing granular loss after the hailstorm. Even a relatively new roof can sustain damage from severe weather events. Insurance companies usually take into account the age of the roof, but they also look at the extent of the damage. If you have pictures and documentation, that will strengthen your case.
You might want to have a roofing professional assess the damage and help determine if the roof’s integrity has been compromised. If it’s clear that the storm caused the issue, you should reach out to your insurance company. Just be sure to check your policy for details on coverage related to hail damage and any deductible you might owe. Good luck!