Is it true that when you are not fault you should not give your insurance info to other driver which will put you in liability that you admit you are at fault

One thought on “Is it true that when you are not fault you should not give your insurance info to other driver which will put you in liability that you admit you are at fault”

1. It’s a good question, and it’s understandable to be concerned about the implications of sharing your insurance information after an accident. Generally, it’s advisable to exchange insurance details after a collision, even if you believe you aren’t at fault. Here are a few key points to consider:

   1. Obligation to Report: In most cases, state law requires drivers to exchange insurance information after an accident, regardless of who is at fault. Failing to do so could lead to legal complications.

   2. Insurance Claims: Your insurance company will need to know about the accident in order to help you navigate the claims process, which may involve contacting the other party’s insurance.

   3. Admitting Fault: Simply exchanging insurance information does not imply that you are admitting fault. Statements about fault are best left to the insurance companies and investigators. It’s important to remain calm and avoid making any admissions of guilt at the scene.

   4. Document the Accident: Make sure to document the scene, take pictures, and gather witness statements if possible. This evidence can support your case that you were not at fault.

   5. Consult Your Insurer: If you’re concerned about liability, it’s a good idea to reach out to your insurance company for guidance. They can provide specific advice based on your situation.

   In summary, it is usually recommended to provide your insurance information at the scene of an accident, but be mindful of how you communicate your account of the event. If you’re still unsure, consulting with a legal professional or your insurance provider may provide clarity.

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