Title: Do I Need to Contact My Insurance After My Parked Car Was Damaged?
Hi everyone, I have a quick question as I’ve never faced a situation like this before. Earlier today, someone accidentally backed into my parked car and caused some damage. Fortunately, the driver took responsibility for the incident. We spoke with his insurance company, answered all their questions, received a case number, and were informed that an insurance adjuster will likely reach out tomorrow morning. I have all the necessary details, including his contact information and license plate.
My main question is whether I should contact my own insurance company to inform them of the incident and share the case number. It seems like everything will be handled through the other driver’s insurance, but I’m a bit uncertain about the process. I want to make sure I cover all my bases. Any advice would be greatly appreciated!
It’s great to hear that the other driver admitted fault and that you’re already in contact with their insurance. While it might be handled through the other person’s insurance, it’s still a good idea to notify your own insurance company about the incident. Here are a few reasons why:
Documentation: Informing your insurance can help document the incident in case any disputes arise later with the other driver’s insurance.
Policy Requirements: Some insurance policies require you to report any accidents, even if you weren’t at fault. Check your policy to see what it says.
Future Claims: If complications arise and you need to make a claim, having already informed your insurance could streamline the process.
Advice: Your insurance company can provide guidance and support throughout this process, including advice on next steps for repairs.
When you contact your insurance, provide them with the case number and any other relevant details. They’ll be able to assist you further from there. Good luck, and I hope the repairs go smoothly!