I could use some assistance! I’m in the process of transferring ownership of a car that’s currently registered in my grandpa’s name. I recently got insurance for the car in my name and I’m making monthly payments. However, my grandma is in Mexico and won’t be back until mid-June. My question is: can I drive the car if it’s still registered under my grandpa’s name but insured under mine? I live in California, by the way. Thanks!
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In California, it’s generally permissible to drive a car that is registered under someone else’s name, as long as you have valid insurance for the vehicle. Since you have purchased insurance under your name, you should be covered. However, it’s important to ensure that you have permission from your grandparents to use the car, especially since it’s still registered in your grandpa’s name.
To be on the safe side, you may also want to contact your insurance company to confirm that you are listed as a covered driver on the policy and to clarify any implications of the registration being under your grandpa’s name while you are the one driving it.
Additionally, consider starting the process of transferring the title to your name, especially since you are in the process of taking over ownership. Once you have completed the title transfer, the car will be officially registered in your name, which eliminates any potential concerns regarding registration in the future.
Always ensure that you stay compliant with local laws and regulations regarding vehicle registration and insurance to avoid any issues.