Subject: Seeking Insurance for My Special Construction Vehicle
Hi everyone,
I’m reaching out for assistance as I’m having trouble finding insurance for my special construction vehicle here in California. I’ve contacted numerous insurance companies, but none seem willing to provide coverage. My vehicle is a 2018 Exomotive Exocet, and I just want to be able to drive it. It is legally registered in California, and I do have the title. Any recommendations or advice would be greatly appreciated! Thank you!
It sounds like you’re in a tough spot trying to get insurance for your Exocet. Here are a few suggestions that might help you find coverage for your special construction vehicle:
Specialized Insurance Companies: Look for insurance companies that specialize in non-standard or specialty vehicles. Some providers focus specifically on unique automobiles, such as custom, classic, or construction vehicles.
Classic Car Insurers: Some insurers that cater to classic or vintage cars may also cover specialty vehicles. It could be worth contacting them to see if they can accommodate your Exocet.
Join Enthusiast Groups: Reach out to online forums or enthusiast groups for Exomotive or similar vehicles. Other owners may have recommendations for insurance providers who have successfully insured their vehicles.
Contact Local Brokers: Insurance brokers can often help you find coverage that might not be readily available through standard insurance channels. A broker who understands specialty vehicles may have connections and options for you.
State Insurance Resources: Check with California’s Department of Insurance or similar resources for guidance on insuring unusual vehicles. They might provide leads on brokers or companies that can assist you.
Consider Commercial Insurance: If it’s feasible, you might look into commercial insurance policies, which sometimes have broader coverage options.
DIY Solutions: If all else fails, some people opt for a non-owner auto insurance policy or a liability coverage route, at least temporarily, until they find comprehensive coverage.
I hope this helps you find a solution that works for you! Good luck!