What do these numbers mean on my health insurance card?

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1. The numbers on your health insurance card represent the out-of-pocket costs you will incur when using different types of healthcare services. Here’s what each abbreviation typically means:

   • PCP $20.00: This is the co-payment amount for visits to your Primary Care Physician (PCP). You will pay $20 for each visit.

   • SPC $30.00: This is likely the co-payment for specialist visits (SPC often stands for Specialist). You would pay $30 for each visit to a specialist.

   • HO $150.00: This could stand for Hospital Outpatient services, where you would pay $150 for certain outpatient procedures or services received at a hospital.

   • ER $150.00: This refers to the cost associated with visiting the Emergency Room. You would pay $150 for an ER visit.

   • UC $20.00: This likely stands for Urgent Care, where you would pay $20 for a visit to an urgent care facility.

   It’s important to check with your insurer for any specific terms and coverage details, as different insurance plans might use different abbreviations or have varied co-payment structures.

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