My car was totaled by a drunk driver, and I was completely blameless in the incident. The driver was arrested afterward, and she appeared affluent based on her clothing and the fact that she was driving a Range Rover. I’m unsure how to determine what I can expect to receive from her insurance or if I need to pursue a lawsuit. I’d really appreciate any advice on the best steps to take. I’m still young, and this is my first experience navigating a situation like this. Thank you!
Car totaled by drunk driver and I am injured
I’m really sorry to hear about your accident and the injuries you’re dealing with—that’s a lot to go through. Here are some steps you can take to help navigate this situation:
Document Everything: Make sure to keep a detailed record of everything related to the accident. This includes photos of the accident scene, your car, and any visible injuries. Also, keep a log of any medical treatments, expenses, and how the injuries are affecting your daily life.
Contact Your Insurance Company: Notify your own insurance provider about the accident, even if you were not at fault. They can help guide you through the process of filing a claim.
Get Medical Attention: If you haven’t already, be sure to seek medical treatment for your injuries. This not only ensures you get the care you need but also provides documentation that may be important for any claims.
Consult a Personal Injury Attorney: Given that this is your first accident, it may be beneficial to speak with a personal injury attorney. They can explain your rights, help you understand the compensation process, and guide you on whether you should file a lawsuit. Often, initial consultations are free.
Understanding Insurance Claims: The drunk driver’s insurance will be responsible for covering your damages, including medical bills, lost wages, and pain and suffering. Your attorney can help you determine a fair amount to seek based on your situation.
Do Not Settle Quickly: Be cautious with any offers you may receive from the insurance company. It’s important to have a clear understanding of your total damages before accepting a settlement.
Stay Calm and Patient: Legal processes can take time, so try not to get discouraged. Stay organized and responsive to any requests from your attorney or insurance company.
Recovery can take time, and dealing with insurance can be frustrating, but you’re taking the right steps by seeking advice and options. Take care of yourself, and best of luck moving forward.