Construction barrier collided with my car—should I file a claim with the city?
My area is currently experiencing strong winds. Last night, as I was driving home from a work event, a powerful gust blew a large construction barrier into my vehicle. Thankfully, I’m okay, but there’s noticeable damage to the driver’s side. My insurance will cover the repair costs after my deductible, but I’m wondering if I can file a claim with the city. Is this just an unfortunate act of nature? Given the high winds, shouldn’t the barrier have been secured properly? It feels like there might be some negligence involved here. I’m not trying to be greedy, but it would be fair for the city to cover at least my deductible. Is there a valid case here? This is such an odd situation I wish I could just forget! Any advice would be greatly appreciated. 😊
I’m glad to hear you’re okay! That must have been quite a scare. In situations like this, filing a claim with the city can be a bit tricky. While you could argue that there was negligence on the part of the construction company or the city for not securing the barrier properly, proving that can be challenging.
First, it would be important to gather any evidence you have, such as photos of the barrier, the damage to your car, and any witnesses who saw the incident. If there’s a history of complaints regarding the construction site or barriers in your area, that could support your case.
You may want to contact your city’s risk management department to see what options are available for filing a claim. Be prepared to explain the situation clearly and mention the high winds as a contributing factor, but also emphasize the responsibility of ensuring safety during such conditions.
It’s also wise to communicate with your insurance company about your findings, as they might advise on how to proceed or even assist with the claim against the city or construction company. Good luck, and I hope this gets resolved smoothly for you!