Looking for Advice on Water Damage Repairs
Hello, fellow homeowners! I’m a first-time homeowner and I’m currently dealing with a covered loss due to water damage in our kitchen and flooring. I’m in search of a contractor to handle the repairs.
If you’ve been through this before, I would love to hear your advice. What do you wish you had known during the process? Are there specific questions I should ask? What red flags should I watch out for?
Also, does anyone have experience with using approved contractors from insurance companies, specifically Travelers? Any insights would be greatly appreciated. Thank you so much!
Hi there! Congratulations on being a first-time homeowner! Dealing with water damage can be stressful, but with the right information, you’ll be able to navigate the process more easily. Here are some tips:
Assessing Coverage: Start by reviewing your insurance policy to understand what specific water damage is covered. Typically, policies cover sudden or accidental damage, but it’s good to verify details.
Get Multiple Quotes: It’s always wise to get estimates from a few contractors, even if your insurance provides a list of approved ones. This helps you gauge the average cost and find someone you feel comfortable with.
Check Reviews and References: Look for online reviews and ask for references from past clients for any contractor you’re considering. This can provide insight into their reliability and quality of work.
Licensed and Insured: Ensure the contractor is licensed and has the appropriate insurance coverage. This protects you in case of accidents.
Ask Specific Questions: Don’t hesitate to ask the contractor questions about their experience with similar repairs, the materials they’ll use, and their timeline for completing the job.
Contract and Warranty: Make sure to get a written contract detailing the scope of work, costs, and timeline. Inquire about warranties for both labor and materials.
Red Flags: Be cautious of contractors who ask for large upfront payments or seem evasive about providing details. If something feels off, trust your instincts.
Insurance Adjuster: Work closely with your insurance adjuster. They can help clarify what’s covered and might have recommendations for contractors.
Save Documentation: Keep records of all communications, estimates, and invoices related to the repairs for your claims process.
Hope this helps, and best of luck with your repairs! If you have more specific questions, feel free to ask!