Home Insurance Dilemma
I’m facing some absurd demands from my home insurance in NJ. They’ve asked me to repair a small dent on the side of my house that leads to the garage—it’s only about the size of a baseball!
Is it possible they would really drop me if I choose not to fix it?
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It can be frustrating to deal with stringent demands from home insurance companies, especially for something that seems minor like a dent. Insurance companies often have specific criteria to minimize their risk, and sometimes these requests can feel excessive.
If you don’t address the issue they’ve flagged, there is a possibility that they could drop your policy or not renew it when it’s time. It’s best to review your policy and the terms regarding maintenance and repairs. To protect yourself, consider reaching out to your insurance agent to explain your situation and see if there’s any flexibility. You may also want to get a quote from another company to compare options. Good luck!