How to Obtain a Driver’s Insurance Information?
Hello everyone, I hope you’re all doing well. I’m seeking some guidance regarding a recent situation I encountered.
Here’s a quick summary of my predicament:
About a month ago, I was rear-ended while I was completely stopped in heavy traffic. The other driver hit me without warning, and we initially agreed to resolve the matter without involving the police or insurance. Unfortunately, after a few weeks of back-and-forth negotiations, he stopped responding. Thankfully, I’ve learned a thing or two about these situations, and I managed to take photos of his driver’s license and license plates before he left the scene.
After our negotiations fell apart, I reached out to my insurance company, which was very supportive. They even got him to admit to the accident during a recorded call—great news! However, I’ve hit a wall. My insurance company informed me that they can only do so much to track him down. They’re unable to access his records because he’s located in Ontario, Canada, while I’m in New York.
Has anyone here dealt with a similar situation? My insurance company mentioned that they could make progress if I could provide additional information about him, such as the name of his insurance company or the VIN of his vehicle. I have pictures of his license and car, but I’m uncertain how to proceed, especially with him being in Ontario.
Any advice would be greatly appreciated! Thank you!
I’m sorry to hear about your situation; it sounds really frustrating. Here are some steps you can take to help track down the driver’s insurance information:
Contact Ontario’s Ministry of Transportation: Since the driver is from Ontario, you can contact the Ontario Ministry of Transportation. They may be able to assist you in finding information related to the vehicle, especially if you have the license plate number.
Reach Out to Local Authorities: Even though you initially agreed to settle without police involvement, you might consider filing a report now. They may be able to help you gather more information about the other driver.
Check with Insurance Industry Resources: In Canada, insurance companies share information through organizations like the Insurance Bureau of Canada (IBC). You can reach out to them as they may provide assistance or guidance on how to locate the necessary information.
Internet Search: If you have the driver’s name from the license, you could try searching online. Sometimes social media or public records can provide more information.
Consult an Attorney: Given the circumstances and your insurance company’s limitations, it might be wise to consult with a lawyer who specializes in automotive accidents. They may provide insights or legal avenues to pursue the other driver and their insurance.
Insurance Company Collaboration: Share any additional information you may have gathered (like the pictures you’re holding) with your insurance company. They might have access to resources you don’t.
Small Claims Court: If you can’t find his insurance information, you could consider pursuing a claim in small claims court based on the evidence you have gathered.
I hope some of these suggestions help you move forward!