Seeking Insurance for My Special Construction Vehicle
Hi everyone, I hope you can assist me! I live in California and I’m having a hard time finding insurance for my unique construction vehicle. I’ve approached nearly every insurance provider, but none will cover it. It’s a 2018 Exomotive Exocet, and all I want is to enjoy driving it. It’s legally registered in California and I have the title. Any leads would be greatly appreciated! Thank you!
It sounds frustrating to deal with insurance issues for your special construction vehicle. Here are a few suggestions that might help:
Specialized Insurance Companies: Look for insurance companies that specialize in unique or specialty vehicles. They may be more willing to insure an exomotive Exocet than standard insurers.
Classic or Collector Car Insurance: Some providers specialize in classic or collector car insurance, which might also cover custom vehicles. It could be worth checking with companies that cater to those markets.
Umbrella Insurance Policies: If you have other insurance policies (like home or auto), ask your current insurance provider if they can offer a rider or an umbrella policy that includes your Exocet.
Online Forums and Communities: Join forums or social media groups related to Exocet owners or custom vehicle enthusiasts. Members may have recommendations for insurers who have worked well for them.
Speak to a Broker: Consider working with an insurance broker who has experience with specialty vehicles. They may have access to markets that are not available to the general public.
Documentation: Make sure you have all necessary documentation, including title, registration, and any specifications of the vehicle, as this can help when speaking to insurers.
Contact State Insurance Department: If you’re still having difficulty, contacting the California Department of Insurance may provide additional resources or suggestions.
Good luck, and I hope you’re able to find the coverage you need!