Progressive insurance rodent damage – is it covered?

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1. In general, rodent damage to your vehicle may be covered under your comprehensive insurance policy, especially if you have coverage for “sudden” damage. Since the damage was unexpected and required significant repairs, it could qualify for a claim. However, it’s important to check the specifics of your policy, as coverage for rodent damage can vary by provider.

   Here are a few steps you might consider:

   1. Review Your Policy: Look for any specific language regarding rodent or animal damage in your comprehensive coverage section.

   2. Contact Progressive: Reach out to your insurance agent or Progressive’s claims department to clarify whether rodent damage is typically covered. They can provide guidance based on your policy details.

   3. Claims Process: If you decide to file a claim, make sure to document the damage thoroughly (photos, repair estimates, etc.) to support your case.

   4. Consider Your Deductible: Keep in mind that filing a claim might involve paying your deductible. Make sure the cost of the repair justifies filing a claim after your deductible is applied.

   Ultimately, contacting Progressive directly will give you the most accurate information regarding your specific situation. Good luck!

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