Question:
I was involved in an accident on May 10, 2023, and I just received an at-fault notice today. This notice indicates that I was found at fault on June 19, 2023. However, I didn’t receive any written communication about this at that time. Now, almost two years later, I’m getting this letter to appeal their decision. Is there a statute that outlines how long they have to inform me of being at fault?
Question
It’s understandable to be concerned about receiving such important information long after the incident. The time frame for notifying you about being found at fault can vary by state and insurance provider, but generally, there are regulations in place that require insurers to inform you of their decision in a timely manner.
You may want to check your state’s insurance commissioner’s website or contact them directly to find out the specific laws regarding the notification period for at-fault accidents. Additionally, it’s a good idea to thoroughly review your insurance policy, as it may outline the process for appeals and notifications.
Since you mentioned receiving the notice nearly two years after the accident, you should definitely consider consulting with an attorney who specializes in insurance claims or traffic accidents. They can provide you with the best advice tailored to your situation and help you understand your rights regarding the appeal process.