Should I check on my claim status? I was in an accident in November where I was deemed at fault. Since then, I’ve purchased a new car, registered it, and insured it, but my claim is still open. Should I reach out to get an update on this? Also, once the claim is resolved, will my insurance premium increase? When I insured my new vehicle, my premium was actually lower than it was for my previous policy. I inquired if this new policy took the at-fault accident into account, and I was told it did. I’m really thankful for that, but I’m concerned that when my claim finally closes, my rates might rise.
should i ask about my claim?
It’s definitely a good idea to inquire about your claim, especially since it’s still open months after the accident. Contact your insurance company to get an update on the status of your claim and clarify any questions you have regarding the process.
Regarding your premium, it can vary depending on your insurance provider and their specific policies. If your new policy reflects the at-fault accident and your premium is lower, that’s a positive sign. Some companies may not raise your premium immediately after a claim closes or may offer discounts that offset the increase. However, it’s wise to ask your insurance agent directly about how closing the claim may affect your premium in the long run. Being proactive about these questions can help you manage your expectations and make informed decisions moving forward.