State Farm Drive Safe and Save and TNC Coverage
Hi everyone! I’ve been hearing a lot of mixed reviews about State Farm’s Drive Safe and Save program. I need to add TNC coverage soon, and I’ve been told that getting the Drive Safe and Save beacon is now mandatory for that. However, some agents have advised against it, citing concerns about privacy and potential rate increases. I just recently learned that the beacon is required for TNC coverage, which has me considering switching insurance companies if this is going to be a major issue. I know some people with State Farm who have TNC coverage without the beacon, so I’m a bit confused. Does anyone have any insights or experiences with this? Thanks!
Hi there! I totally understand your concerns about State Farm’s Drive Safe and Save program and the TNC coverage. The Drive Safe and Save beacon is designed to track your driving habits to potentially offer discounts, but I get the privacy concerns and mixed reviews from others.
Regarding TNC coverage, yes, some insurance companies require the use of a telematics device like the beacon to provide that coverage, but policies can vary by state and agent. It’s possible that the agents you spoke with had different interpretations of the policy or were referencing older rules.
If privacy is a big concern for you, it might be worth exploring other insurance companies that offer TNC coverage without the beacon requirement. Make sure to read the fine print and ask specific questions about any conditions for coverage before switching.
Ultimately, it’s important to go with a policy that feels right for you. Good luck with your decision, and I hope you find an option that suits your needs!