State Farm – how long did it take for you to receive your payout after submitting your personal property inventory during the claims process?
I submitted my claims three weeks ago, but my inventory is still in processing. How long should I anticipate this taking?
I experienced a house fire late last year and submitted an inventory list of approximately 900 items in early February. It’s been determined that everything in the house is a total loss. They paid me half of my contents up front and advised me to itemize for the remaining half. I’ve received various timelines—some say it would be processed within a week, others say by the end of the week, and some say 15 business days is the norm. I’ve even been told there’s no set timeframe. Each time I call, I get different information.
I’m really sorry to hear about your house fire and the challenges you’re facing with your claim. It can be incredibly frustrating to receive mixed messages and not know what to expect.
In general, the timeline for processing claims can vary quite a bit depending on the complexity of the inventory and the insurer’s workload. While some people might receive their payment in as little as a week, others have reported longer wait times, especially for large inventories like yours. It’s not uncommon for claims to take several weeks to process.
Since you’ve submitted such a large number of items and have already received part of your payout, it may take them additional time to review and verify everything in your inventory. I would recommend following up regularly with your claims adjuster for updates and asking them for a specific timeline based on your situation. If you continue to receive inconsistent information, you might also consider asking to speak with a supervisor or filing a formal complaint.
I wish you the best in getting this resolved quickly so you can move forward.