Accident Update:
I have a 2019 Toyota RAV4 Hybrid with 93,000 miles on it. The repair estimate is $15,200, and thankfully, the airbags did not deploy. I’m looking for opinions—do you think the car is considered totaled? I’d prefer to start searching for a new vehicle if that’s the case.
Totaled?

It sounds like you’re in a tough spot. With $15.2k in repair costs on a 2019 Toyota RAV4 Hybrid with 93k miles, it’s definitely worth considering whether it’s totaled or not. Generally, a vehicle is considered “totaled” if the repair costs exceed a certain percentage of its market value, often around 70-75%.
You might want to check the market value of your RAV4 to see if the repair costs approach or surpass that threshold. Also, getting a second opinion from your insurance company or an independent mechanic could provide additional clarity. If it feels like it’s time to start looking for a new car, it probably won’t hurt to start exploring your options. Good luck!