Title: In Need of Assistance After Assault and Lost Belongings
I’ve been temporarily living with my cousin while my home is being rebuilt, and I moved several of my belongings to his house along with my mail, which I’ve since paused. Unfortunately, on March 6th, my cousin assaulted me. I have video evidence of the incident, and the police from HPD witnessed it as well.
After the assault, I attempted to contact the police for assistance in retrieving my belongings, but they never arrived. When I went to the police station for an escort, I was told to call the non-emergency line. I have full coverage with State Farm for both my home and vehicles, but right now, I’m feeling unsafe and I fear for my life, so I’m not going back there. Sadly, I may have lost some irreplaceable items, including photo albums of my child, my mother, and my great-grandmother.
Tomorrow, I plan to visit the crime victims unit to submit an application and will also need to go to a different police division to obtain the police report. I’m uncertain about my next steps and whether State Farm will cover my lost items.
It’s disheartening how challenging it can be for victims to seek justice. My assailant was released within a day, and the process to obtain a restraining order is complicated, involving multiple locations and fees for victims. If anyone has advice or has been through a similar situation, I would greatly appreciate your input. Thank you.
I’m really sorry to hear about what you’re going through. It sounds incredibly difficult and stressful, especially with the added concern for your safety and the loss of your personal items.
Regarding your questions about insurance and your options:
Insurance Coverage: You should reach out to your State Farm agent or claims representative to discuss whether your homeowners or renters insurance can cover the loss of items due to theft or vandalism. While they may not cover items simply left in someone else’s home (especially if it’s not classified as theft), it’s worth discussing the details with them to see what options you have. They may also cover any damages related to the assault if it falls under certain conditions.
Retrieving Your Items: It’s understandable that you feel unsafe going back to your cousin’s home. If you decide to pursue retrieving your items, consider seeking legal advice or assistance. An attorney can help you understand your rights and possibly assist in obtaining a restraining order, which may make it safer for you to return to retrieve your belongings.
Support Services: Since you mentioned the crime victims unit, that’s a great step. They can provide resources and support, including legal advocacy. They may also be able to help with connecting you to services that can assist you with the next steps.
Document Everything: Keep all documentation related to the assault, your communications with the police, and your insurance claims. This information will be crucial in case you need to pursue further legal action or follow up with your insurance company.
Community Resources: Look into local support groups or organizations that assist victims of domestic violence or assault. They can provide emotional support and possibly additional resources for getting your items back or staying safe.
Remember, your safety is the top priority. If you feel threatened in any way, don’t hesitate to reach out to local authorities or organizations that can help you take protective measures. You deserve support and security as you navigate this situation.