I’m looking for recommendations on insurance companies in Florida that will provide coverage for a home with a 20-year-old roof, even if the roof itself isn’t covered. The roof is in good condition, and the owner plans to wait a few more years before replacing it. Any suggestions?
Does anyone know of an insurance company that would insure a home with a 20-year-old roof in Florida, even if they don’t cover the roof itself? There’s nothing wrong with the roof, owner wants to wait a few more years.
It can be challenging to find insurance companies that will cover homes with older roofs, but there are options available. You’ll want to check with local insurance agents or brokers who specialize in homeowners insurance in Florida, as they can provide the most current information and options tailored to your situation.
Some companies may offer policies that cover the home while excluding the roof or requiring a higher deductible for roof-related claims. It might also help to get a roof inspection to demonstrate the roof’s current condition, which can improve your chances of finding coverage.
Additionally, consider looking into insurance companies that specialize in high-risk properties, as they may be more willing to work with older roofs. Good luck!