Seeking Compensation for Repair-Related Time and Effort After a Collision
I experienced a collision in Massachusetts where I was hit by a car while riding my electric scooter, and the driver was at fault. I’ve managed to locate their insurance and filed a claim. My scooter sustained damage, and the repairs cost me $200, for which I have an invoice.
I’m curious if I can request additional compensation for the time and effort involved in getting the scooter repaired, as well as for the inconvenience of commuting without it. Ideally, I’d like to ask for another $200. If there’s a possibility for a successful claim, what supporting documents would I need to provide? I work in a salaried position.
As a side note, I did sustain a minor back injury, which has been documented, but I feel fine now and don’t intend to pursue compensation for that aspect.
Even if it might be a challenging case to make, should I still advocate for myself in hopes that they might decide it’s easier to just pay out?
I’m aware this might come across as my trying to capitalize on the situation, but before conceding, I wanted to gather some perspectives. Thank you!
EDIT: I understand that my original post may have given the impression that I’m seeking to profit unethically from this incident. I appreciate the feedback. I want to clarify some context.
Aside from the hassle of repairs, the driver provided false contact information and fled the scene. I had to spend significant time dealing with this situation—filing police reports, obtaining security footage, and tracking down the driver—only to have them ghost me after several months of communication attempts. Frankly, I consider their behavior unacceptable.
If this had occurred while driving, my insurance would have likely managed much of the situation, saving me a great deal of stress. Unfortunately, I’m left to handle this on my own. Given everything I’ve dealt with, I wanted to explore if there were grounds to claim a few extra hundred dollars without pursuing injury compensation. I appreciate everyone’s insights and understand if I’m out of luck; I’ll let it go. Thank you for your help!
It’s understandable that you’re feeling frustrated after experiencing a collision and dealing with the aftermath. In Massachusetts, insurance claims typically cover damage to your property, which in this case is your scooter. However, claiming additional compensation for time and effort spent handling repairs or for the inconvenience of not having your scooter can be more challenging.
Claiming for Time and Effort:
While you can certainly ask for additional compensation, insurance companies often only reimburse actual damages. Time spent dealing with repairs and the inconvenience of commuting without your scooter may not be covered. However, it doesn’t hurt to present your case and ask for consideration, especially given the headache you’ve described.
Supporting Documentation:
If you decide to pursue this, keep a detailed record of everything related to the incident. This includes:
Any police reports or records related to the incident.
Bodily Injury Consideration:
Since you mentioned a minor injury, while you don’t wish to pursue a claim related to that, having documentation of the injury may add weight to your overall situation when discussing compensation for inconvenience. However, be cautious about any implications this might have on your case.
Negotiation:
It’s reasonable to negotiate and ask for a bit more money, particularly in light of the driver’s actions. You can express how the incident has impacted your daily life. Just be prepared for the possibility that they may not agree to cover your additional amount.
Future Steps:
Ultimately, while it may feel unfair, if the insurance company denies your additional claim, it might not be worth it to continue pushing, especially if it could lead to more frustration. However, with all your documentation prepared, you can present a strong case.
It’s commendable that you’re prioritizing getting your scooter repaired. Good luck with your claim, and I hope you’re able to resolve this situation amicably!