Florida FR44 for Motorcycles
Hi everyone! I’m currently required to carry an FR44 in Florida. I have a non-owner policy that includes the FR44, but I also own a motorcycle that I need to insure. I’m confused about whether I need to add the FR44 to both policies, considering the motorcycle is registered in my name, and the guidelines state that the FR44 is necessary for all registered vehicles. Does anyone have insights into the state regulations for this situation? Thanks!
Hi! In Florida, an FR44 is required for specific violations, and it typically needs to be added to any policy associated with a registered vehicle. Since your motorcycle is registered in your name, you will likely need to have the FR44 added to your motorcycle insurance policy as well as your non-owner policy. It’s essential to ensure you’re compliant with state requirements to avoid any penalties. I recommend contacting your insurance provider or the Florida Department of Highway Safety and Motor Vehicles for definitive guidance. They can provide clarity on how to properly handle the FR44 for your motorcycle. Stay safe!