Question Regarding Coverage History with Geico
I noticed that Geico’s application asks how long I’ve maintained continuous coverage, but the only option available is 11 years. I’ve never owned a car and have never experienced a lapse in coverage. I’ve had periods where I didn’t own a vehicle (using a company car or public transportation), but from what I understand, a lapse in coverage refers to having a car without coverage.
Should I just select the 11-year option?
Thank you!
It seems like you’re interpreting the question correctly. A “lapse in coverage” typically refers to a period when you owned a vehicle but did not have insurance coverage for it. Since you mentioned that you have never owned a car and have always had either a company car or relied on public transport, you likely haven’t experienced a lapse in coverage.
In this case, selecting 11 years is probably the best option available, as it doesn’t accurately represent your situation. However, if you feel uncomfortable selecting it, you might want to reach out to Geico’s customer service for clarification on how to represent your unique circumstances. They can provide guidance on how to handle this specific question based on your history.