An accident was caused by another vehicle, but they’re not responding to their insurance company’s calls. I’ve shared photos of both cars and the accident scene. Is it still possible for the other insurance company to deny coverage?
Other vehicle caused accident but won’t answer their insurers calls. I provided pictures of the cars and the scene. Can the other insurance company still deny coverage?
Yes, the other insurance company can still deny coverage for various reasons even if you have provided evidence like pictures of the cars and the scene. They may need to conduct their own investigation, confirm the facts, or determine liability based on their policy. If the other driver is unresponsive or uncooperative, it can complicate the process, but it doesn’t automatically guarantee coverage.
To protect yourself, you might consider the following steps:
Document Everything: Keep a detailed record of the accident, including witnesses, photos, and any correspondence with both insurance companies.
Follow Up: Continue to follow up with the other driver’s insurance company. Keep a record of your calls and any time you spent trying to reach them.
Contact Your Own Insurance: Inform your own insurance company about the accident. They may be able to assist you in getting the claim processed or advise you on how to move forward.
Consider Legal Advice: If the situation remains unresolved, consulting an attorney who specializes in auto accidents may be beneficial. They can help you understand your options for pursuing compensation.
File a Claim with Your Own Insurance: If the other party’s insurer doesn’t respond or denies coverage, you may need to file a claim with your own insurance company, depending on your policy.
Remember, the insurance claims process can be complex, but staying organized and proactive can help facilitate a resolution.