Should I hire a lawyer for my car accident?
I was involved in an accident on Friday, and I have dashcam footage showing that I wasn’t at fault. Unfortunately, my car was severely damaged—airbags deployed—and it’s likely a total loss. It’s a custom vehicle with around $40,000 invested in custom parts and paint, so I worry they’ll only offer me $25,000 if it’s totaled.
Would a lawyer be able to help me secure a repair or a payout that reflects the true value of my car?
I have full coverage through State Farm, while the other driver has liability insurance. This happened in California.
Please let me know if you need any additional information. Thanks!
In your situation, consulting with a lawyer could be beneficial, especially given the significant financial implications of the accident. Here are a few reasons why seeking legal assistance may be a good idea:
Value Discrepancy: Since you have made custom modifications to your car that significantly increase its value, it’s important to have a professional advocate who can help you negotiate that value with the insurance company. A lawyer can assist in presenting a compelling case for the worth of your custom parts and work to secure a more appropriate payout.
Liability and Evidence: You mentioned having dashcam footage that clearly shows you are not at fault. A lawyer can help ensure that this evidence is properly used to support your claim, potentially increasing your chances of receiving fair compensation.
Full Coverage Benefits: Although you have full coverage, the insurance company will likely try to minimize their payout. A lawyer experienced in handling auto accident claims can navigate this process and help you understand your rights and options under your insurance policy.
Potential Future Issues: If your case becomes complicated—like if there are disputes over fault or if the other party’s insurance is slow to pay—a lawyer can manage these issues more effectively than you might be able to on your own.
Peace of Mind: Dealing with insurance companies and recovering from an accident can be stressful. Having a lawyer means you have someone who knows the process and can handle communications with the insurance company on your behalf.
Given your circumstances, it would likely be worth consulting with a personal injury or auto accident attorney to discuss your case further and determine the best path forward. Make sure to bring any relevant documentation, including the dashcam footage and details of your custom modifications. Good luck, and I hope you get the compensation you deserve!