Should I hire a lawyer after my car accident?
I was involved in an accident on Friday, and I have dashcam footage clearly showing that I wasn’t at fault. Unfortunately, my car is probably totaled, as the airbags deployed. It’s a custom vehicle with around $40,000 worth of upgrades, paint, and modifications. I suspect that if they declare it a total loss, they’ll only offer me about $25,000, which is much less than its actual value. Could a lawyer help me secure repairs or a settlement that reflects what my car is truly worth?
I have full coverage with State Farm, and the other party only has liability insurance. I’m in California.
If you need any additional information, please let me know. Thanks!
Yes, it would be a good idea to consult with a lawyer, especially given the circumstances you described. Here are a few reasons why having legal representation could be beneficial in your situation:
Understanding Your Rights: A lawyer experienced in car accident cases can help you understand your rights and the potential compensation you’re entitled to, especially given the customizations on your car.
Negotiating Value: Insurance companies often undervalue vehicles, especially custom ones. A lawyer can assist in negotiating with the insurance company to ensure you receive a fair settlement that accurately reflects the value of your vehicle, including the aftermarket parts and modifications.
Utilizing Evidence: The dashcam footage you mentioned can be a valuable asset in your case. A lawyer knows how to effectively present this evidence to strengthen your claim.
Dealing with Insurance Companies: Insurance negotiations can be complicated and sometimes adversarial. A lawyer can handle communications with the insurer, which might help you avoid any potential pitfalls and ensure you don’t inadvertently accept a low settlement.
Potential for Additional Claims: Depending on your situation, a lawyer may be able to help you pursue additional claims, such as for loss of use of the vehicle or other damages related to the accident.
It could be helpful to initially consult with a lawyer who offers a free consultation. This way, you can get advice tailored specifically to your case without any financial commitment upfront. Good luck!