Should I hire an attorney for my bodily injury case?
I was rear-ended in California and I’m not at fault. After seeing a doctor, I was diagnosed with whiplash. The insurance company’s initial settlement offer was $2,000. I had to miss two days of work as advised by my doctor, but since I’m a private contractor, they consider my missed work as just a lost opportunity and refuse to compensate me for it. I’m still dealing with significant pain and plan to see the doctor again because I may have a rotator cuff injury. I’ve shared this information with the insurance adjuster, but they keep responding with, “We believe this is a fair settlement unless you can provide additional documentation or support.”
I did reach out to an attorney, and while they are eager to take on my case, I’m uncertain if it’s worth pursuing. From what I’ve read, many small injury cases like mine typically result in modest settlements, regardless of having legal representation. Am I unreasonable in thinking that $2,000 is a low offer?
It sounds like you’re in a tough situation, and it’s completely reasonable to feel that $2,000 is a lowball offer, especially given your ongoing pain and the potential for a more serious injury like a rotator cuff issue. Here are some points to consider as you decide whether to hire an attorney:
Consultation with an attorney: Many personal injury attorneys offer free consultations. This can give you a better idea of the strengths of your case without any financial commitment. They can provide insights based on their experience with similar cases.
Documentation and evidence: It’s critical to gather as much documentation as possible, including medical records, proof of lost income, and any evidence of ongoing pain or limitations in your daily activities. An attorney can help you understand what documentation is necessary to support your claim.
Insurance company tactics: Insurance companies often make low initial offers, hoping that claimants will accept them without dispute. Having an attorney on your side can send a clear message that you are serious about your claim, which may lead to a better settlement offer.
Negotiation expertise: Attorneys are experienced negotiators and often know the tactics insurance companies use. They can advocate for you and potentially secure a higher settlement than you would be able to negotiate on your own.
Cost of hiring an attorney: If you’re concerned about fees, many personal injury attorneys work on a contingency basis, meaning they only get paid if you win your case. This can make it easier to seek legal help without upfront costs.
Future implications: If your injury worsens or leads to additional issues, it may be more challenging to prove your case later on if you accept a low settlement now.
Ultimately, the decision to hire an attorney should be based on your comfort level and the specifics of your case. If you feel your injuries are serious and can impact your quality of life or income, it could be worthwhile to pursue legal assistance.