First accident since moving to Hawaii, and now the guy at fault won’t answer his phone.
A couple of weeks ago, I got rear-ended here in Oahu. Both of us have insurance, and he admitted it was his fault and offered to pay for the damages himself since Hawaii is a no-fault state. I agreed to look into it. I did get his insurance info just in case, and after getting some estimates and sharing them with him, he has gone completely silent. Is there a time limit for reporting an accident to insurance? It’s been a couple of weeks now. Can I contact his insurance company, along with mine, and let them know he’s not responding? I could use some advice on this, as he’s not really embodying the spirit of aloha right now.
I’m sorry to hear about your accident! It sounds frustrating dealing with the other driver’s lack of communication. In Hawaii, while it is a no-fault state, you can still reach out to his insurance company if he’s not responding. Typically, you should report the accident to your own insurance provider as soon as possible, but they might also advise you to notify the other party’s insurer, especially if the other driver is not cooperating.
Generally, there is a time limit for reporting accidents, which can vary by insurance company policy, but it’s best to act sooner rather than later to ensure you’re covered. Make sure to document everything—any estimates you received, attempts to contact him, etc. This will help protect you if the situation escalates. If it continues to be an issue, consider consulting with your insurance agent or a legal professional for further advice. Good luck, and I hope it gets resolved soon!