Insurance for My Golf Simulator Business
I’m starting a golf simulator business with two bays, allowing users to book tee times online and receive a unique access code for suite entry. We won’t be serving food or alcohol, and there won’t be staff on-site 24/7. I’ve run into challenges finding the right business insurance for this setup. Does anyone have recommendations for companies or resources I should reach out to? Thanks in advance!
Starting a golf simulator business sounds exciting! For your insurance needs, here are some suggestions on where to start:
Local Insurance Brokers: Reach out to insurance brokers in your area who specialize in small businesses. They may have more flexibility and options tailored to unique businesses like yours.
Commercial General Liability Insurance: Look for providers that offer this type of coverage. It’s essential for any customer-facing business and can protect you from various claims.
Specialized Insurers: There are insurance companies that focus on recreational businesses or entertainment venues. They might be more familiar with the specific risks associated with golf simulators.
Online Insurance Platforms: Websites like CoverWallet or Next Insurance allow you to compare quotes from multiple insurers, which might help you find a policy that suits your needs.
Trade Associations: Consider connecting with golf or sports-related associations. They often have resources or partnerships with insurance providers that understand the niche.
Consult with a Lawyer or Business Advisor: They might have contacts in the insurance industry or can guide you on comprehensive coverage that suits your business model.
Be sure to clearly communicate your business model and the unique aspects of your operation to any potential insurers. Good luck!