Question about Coverage with Geico
I’m filling out the Geico application, and it asks how long I’ve maintained continuous coverage. The only option available is 11 years. I’ve never owned a car and have never experienced a lapse in coverage, but there have been times when I didn’t own a car (I used a company vehicle or took public transportation). My understanding is that a lapse in coverage refers to owning a car without insurance. Should I select the 11-year option, even though I haven’t had my own vehicle during that time?
Thanks for your help!
It sounds like you’re on the right track! A “lapse in coverage” typically refers to a period when you own a vehicle but do not have insurance on it. Since you’ve never owned a car and have not experienced a lapse while being insured, it makes sense to select the 11 years option, as this reflects the absence of any lapses in coverage.
Here’s how you might express it when filling out the application: you can confidently select the 11 years option, clarifying in any additional notes or comments (if provided) that you’ve never owned a car and have always been insured when driving. If you have any concerns, consider reaching out to Geico’s customer service for clarification before finalizing your application. Good luck!