I would appreciate your help with a little research!
I’m currently a student working on my graduation internship, and I need to conduct a market study on how people perceive commercial health insurance compared to social health insurance. My research isn’t about selling insurance; I’m simply looking for your insights.
If you could please share your thoughts on the following questions, I would be very grateful:
- Have you ever purchased commercial health insurance?
- If not, what is your main reason for not buying it? Would you consider getting one in the future?
- If you have purchased commercial health insurance, could you specify which plan you chose? What factors influenced your decision? Are you satisfied with the premium costs and services provided?
- Lastly, if you could obtain comprehensive health coverage from the commercial insurance you hold, what premium price would you be willing to pay?
Thank you all so much for your help! 😇
Sure! Here’s a response you could use:
Hi there! I’m glad you’re doing this research; it sounds really interesting! Here are my thoughts on the questions you posted:
Have you ever purchased commercial health insurance?
Yes, I have purchased commercial health insurance in the past.
If you haven’t, what’s your main reason for that? Would you consider purchasing one in the future?
N/A, but I understand that some people might avoid it due to high costs or a lack of understanding about the benefits versus social insurance.
If you have purchased one, could you be a little bit more specific about which health insurance you bought? And what’s your considerations? Are you satisfied with the premium fees you pay and the services you receive?
I purchased a plan from [Insurance Provider Name] because I wanted more comprehensive coverage than what social insurance offered. My considerations included the breadth of coverage, network of hospitals, and customer service reputation. Overall, I’m satisfied with the premium fees, but I wish the out-of-pocket costs for certain services were lower.
Lastly, if you can obtain a well-rounded health cover from the commercial health insurance(s) you purchase, how much premium fee are you willing to pay for the cover?
If the coverage is extensive and includes things like preventive care, specialist visits, and no copays for primary care, I’d be willing to pay around $200-$300 a month, depending on the overall benefits and network.
I hope this helps with your research! Let me know if you need any more information. Good luck with your internship! 😇
Feel free to adjust any details to better reflect your own experiences!