Question: Am I making a mistake risking my car insurance?
I’m 20 years old and in the process of moving out from my abusive father’s house. He “sold” me his car for $10,000, but he never actually gave me the title.
Currently, I’m involved in divorce court with my mom, where they’re trying to determine my dad’s assets. The options presented were:
1. He keeps the $10,000, and I receive the car title.
2. He returns the $10,000, and I give him the car title.
3. I forfeit both the money and the title.
In a bid to avoid being kicked out, I reluctantly had my mom pause the court proceedings, which has left the car’s legal status uncertain.
Now that I’m ready to move out, I plan to take the car with me. I believe my dad is unlikely to track me down for it, as he tends to be quite lazy, but there’s a chance he might take legal action.
Here’s the dilemma: The car’s insurance is still under my dad’s name. I can’t ask him to let me pay for the insurance, as that would alert him to my plans, and given his abusive nature, that could be dangerous. I’m considering just taking the car and leaving it to him to stop the insurance payments while I start my own. I know I don’t need the title to insure the car, but is it a bad idea to leave while my dad is still covering the insurance?
First of all, I’m really sorry to hear about your situation. It sounds incredibly difficult, and your safety is the most important thing right now.
When it comes to the insurance issue, it’s definitely risky to take the car and leave while the insurance is still in your dad’s name. If he decides to report it as stolen or if there are issues with an accident, you could find yourself in a complicated legal situation, especially since you don’t have the title. Additionally, if he stops paying the insurance and you weren’t covered, you could be liable for any damages or injuries that occur.
If possible, it might be worth looking into options to get the title in your name, even if it means seeking legal advice on the matter. Some organizations offer legal support for individuals in abusive situations, and they might be able to help you navigate this.
Ultimately, your safety and well-being come first. It may be wise to consider all your options, including reaching out to someone who can provide legal advice or assistance regarding your situation, especially regarding the insurance and the car title. Take care of yourself and stay safe!