2024 Subaru Outback Wilderness
Hi there! I’m located in the northern Illinois area and I’m curious if $300 is considered a high premium for my car insurance. I’m 21 years old, and aside from a speeding ticket I received three years ago, my driving record is spotless. What do you all think?
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Hi! The cost of car insurance can vary greatly based on several factors, including your age, driving history, location, and the specific vehicle you drive. For a 21-year-old with one speeding ticket from three years ago, a monthly premium of $300 might be on the higher side, but it’s not uncommon for younger drivers, especially if you live in an area with higher insurance rates or if you have a vehicle like the Subaru Outback Wilderness, which may have a higher replacement cost.
It might be a good idea to shop around and get quotes from different insurance providers, as rates can vary significantly between companies. Also, consider checking if you qualify for any discounts, such as good student discounts or bundling policies. Good luck!