$400 Quote?! 😳
I’m 23 and ready to buy my first car along with my first insurance policy. So far, my car has been registered under my mom’s name, covered by her insurance along with my sister’s vehicles. The first quote I received from Carvana came back at nearly $400 a month! I couldn’t believe it—my roommate pays $200 and has a history of accidents!
I’ve been driving since I was 16, have never had an at-fault accident, and only received one speeding ticket in the last five years. I haven’t even spoken to an agent yet; this was just from the online quote form. But seriously, what is going on here? 😩
It’s definitely frustrating to see such a high quote, especially when you have a clean driving record. Insurance can be complicated, and there are many factors that affect rates, like your age, location, and the type of car you’re looking to buy. Since you’ve been on your mom’s policy, the transition to your own insurance might lead to higher costs, especially being a new driver.
It might help to shop around and get quotes from different insurance companies. Sometimes, they offer discounts for things like good driving history or bundling policies. You might also consider talking to an agent directly to explain your situation and see if they can adjust the quote based on your clean record. Don’t hesitate to explore your options; you might be able to find a much better deal! Good luck!