Seeking Business Insurance for Golf Simulator Facility
I’m in the process of opening a golf simulator business featuring two bays, allowing members to book tee times online and receive a unique access code for entry into the suite. We won’t be serving food or alcohol, and there won’t be any staff on-site around the clock. I’ve been struggling to find suitable business insurance for this setup. Does anyone have recommendations on whom I should contact?
Starting a golf simulator business sounds like an exciting venture! Finding the right insurance can indeed be challenging, especially for a unique business model like yours. Here are a few suggestions to help you locate the right coverage:
Insurance Brokers: Consider reaching out to local insurance brokers who specialize in small businesses or recreational facilities. They often have access to a larger pool of insurance companies and can help tailor a policy that fits your needs.
Specialized Insurers: Look for insurance companies that specialize in niche markets, such as entertainment or recreation businesses. Some insurers might provide policies specifically designed for simulation businesses or similar leisure activities.
General Liability Insurance: Ensure that you’re looking for general liability and property insurance, as this could cover various potential risks. Even without onsite staff, liability coverage is essential.
Check Industry Associations: Organizations like the Golf Simulator Association or local business networks may have recommendations for insurers who understand the specific risks associated with your business.
Online Platforms: Websites like Next Insurance or CoverWallet offer options for small business insurance and may have packages that suit your needs.
Local Chambers of Commerce: Reach out to your local chamber of commerce or small business development centers; they might have resources or recommendations for insurance providers in your area.
Peer Networking: Connect with other business owners in the entertainment or sports industry through Facebook groups, forums, or local meetups. They might have valuable insights or referrals.
It might take some time, but persistence in reaching out to different brokers and companies can help you find the right coverage. Good luck with your business!