Seeking Legal Advice After a Car Accident
Today, I was rear-ended in my coupe by a pickup truck. I wasn’t at fault, and we exchanged our information afterward. Unfortunately, the damage to my car is quite extensive, with the entire back end severely impacted. Thankfully, I didn’t suffer any major injuries, just some soreness in my lower back and arm. The driver who hit me was in a company vehicle, which means it’s being handled through the company’s insurance rather than a personal policy like mine. I’ve already submitted a claim with Progressive, but I’m wondering if pursuing legal action might yield better compensation. Would it be wise to involve a lawyer, or should I let my insurance company handle everything? Any advice would be appreciated. Thank you!
I’m sorry to hear about your accident, but it’s good that you’re taking the right steps. Since you weren’t at fault and the other driver was in a company car, you might have a few options when it comes to pursuing compensation.
Insurance Claim: Starting with your own insurance company is a reasonable first step, especially if they can handle the claim against the at-fault driver’s insurance. Progressive should be able to guide you through this process and help you understand what compensation you might be entitled to for damages and any medical expenses related to your soreness.
Hiring a Lawyer: Consulting with a personal injury lawyer is often beneficial, especially if there are significant damages or if you experience ongoing pain. A lawyer can help you understand your rights and potentially negotiate a higher settlement than what you’d receive on your own. They typically work on a contingency basis, meaning they only get paid if you win your case.
Evaluating Your Situation: Given your soreness, it might be wise to keep track of your symptoms and any medical visits. Sometimes, injuries can take time to manifest fully, and having documentation can help your case if you decide to pursue legal action later.
In summary, while submitting a claim through your insurance is a good start, consulting with a lawyer could maximize your compensation, especially if the other driver’s company insurance is involved. It may be worth speaking to a lawyer for a free consultation to see what they recommend based on the specifics of your case.