Should I consider hiring a lawyer for my recent car accident?
I was involved in an accident last Friday, and I have dashcam footage that clearly shows I wasn’t at fault. Unfortunately, my car appears to be totaled — the airbags deployed, and it’s a custom vehicle packed with around $40,000 worth of custom parts and paint. I’m concerned that if they declare it a total loss, they might only offer me $25,000, which is far less than what it’s worth.
I have full coverage with State Farm, and the other driver has liability insurance. I’m in California.
Would a lawyer help me secure a fair repair amount or a payout that reflects the true value of my car?
If you need any additional information, please let me know. Thanks!
It’s definitely a good idea to consult with a lawyer, especially given the unique aspects of your situation. Here are some reasons why having a lawyer might be beneficial:
Valuation Disputes: Custom cars can be challenging to value accurately. A lawyer familiar with car accident claims can help you argue for the true value of your car, including the custom parts and modifications that may not be factored into the standard evaluation.
Insurance Negotiations: Insurance companies often aim to minimize payouts. A lawyer can negotiate on your behalf to ensure you receive a fair offer based on your car’s actual worth rather than what the insurer deems as “standard.”
Liability and Fault: Since you have dashcam footage clearly showing you’re not at fault, a lawyer can help ensure that this evidence is used effectively in your case.
Medical Expenses and Other Damages: If you incurred any medical expenses or other damages due to the accident, a lawyer can help you claim for those as well.
Peace of Mind: Dealing with insurance companies can be stressful, especially when the stakes are high. Having a lawyer can relieve some of that stress and allow you to focus on recovering and handling other aspects of your life.
Given these points, it’s wise to consult with a lawyer who specializes in car accident cases in California. They can provide specific guidance based on your situation and help you navigate the claims process. Make sure to share all relevant details, including your insurance policy, the other party’s insurance, and anything else you think is pertinent. Good luck!